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Allstate and Arity's alleged unauthorized driver data collection through mobile apps: Difference between revisions

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== Introduction ==
== Introduction ==
Arity is a subsidiary of Allstate founded in 2016. They claim to<blockquote>''...collect{s} and analyze{s} trillions of miles of driving data to create a greater understanding of how people move. With the world’s largest driving dataset tied to insurance claims collected through mobile devices, in-car devices, and vehicles themselves''<ref>https://web.archive.org/web/20250114015047/https://arity.com/solutions/vehicle-miles-traveled/</ref></blockquote>
Arity is a subsidiary of Allstate founded in 2016. They claim to<blockquote>''…collect{s} and analyze{s} trillions of miles of driving data to create a greater understanding of how people move. With the world’s largest driving dataset tied to insurance claims collected through mobile devices, in-car devices, and vehicles themselves''<ref>https://web.archive.org/web/20250114015047/https://arity.com/solutions/vehicle-miles-traveled/</ref></blockquote>
[[File:Screenshot of arity.com as of January 15, 2025.png|alt=screenshot of arity.com as of January 15, 2025|thumb|screenshot of arity.com demonstrating their claim of having 40 million active mobile connections]]
[[File:Screenshot of arity.com as of January 15, 2025.png|alt=screenshot of arity.com as of January 15, 2025|thumb|screenshot of arity.com demonstrating their claim of having 40 million active mobile connections]]
They clam to have 40m active mobile connections, with data captured every 15 seconds or less.<ref>https://web.archive.org/web/20241217184520/https://arity.com/solutions/real-time-insights/</ref> What they don't say about this is that much of this information was collected without the consent of the driver.
They claim to have 40 million active mobile connections, with data captured every 15 seconds or less.<ref>https://web.archive.org/web/20241217184520/https://arity.com/solutions/real-time-insights/</ref> What they don’t say about this is that much of this information was collected without the consent of the driver.


The State of Texas has filed a lawsuit against Allstate Corporation and its subsidiaries, including Arity which was founded by Allstate. <ref>https://www.texasattorneygeneral.gov/sites/default/files/images/press/Allstate%20and%20Arity%20Petition%20Filed.pdf</ref>
The State of Texas has filed a lawsuit against Allstate Corporation and its subsidiaries, including Arity which was founded by Allstate. <ref>https://www.texasattorneygeneral.gov/sites/default/files/images/press/Allstate%20and%20Arity%20Petition%20Filed.pdf</ref>


The lawsuit accuses them of  of violating state laws such as the Texas Data Privacy and Security Act<ref>https://capitol.texas.gov/tlodocs/88R/billtext/html/HB00004F.htm</ref> , the Data Broker Law <ref>https://statutes.capitol.texas.gov/Docs/BC/htm/BC.509.htm</ref> , and the Texas Insurance Code <ref>https://statutes.capitol.texas.gov/Docs/IN/htm/IN.541.htm</ref> The allegations hone in on the secretive collection & monetization of insured's private driving behavior data without proper disclosure or consent to the driver. Allstate & its subsidiaries reportedly harvested this data through software integrated into mobile apps, impacting millions of Americans; not just those who are Texas residents.
The lawsuit accuses them of violating state laws such as the Texas Data Privacy and Security Act<ref>https://capitol.texas.gov/tlodocs/88R/billtext/html/HB00004F.htm</ref>, the Data Broker Law<ref>https://statutes.capitol.texas.gov/Docs/BC/htm/BC.509.htm</ref>, and the Texas Insurance Code<ref>https://statutes.capitol.texas.gov/Docs/IN/htm/IN.541.htm</ref>. The allegations hone in on the secretive collection and monetization of the insured's private driving-behavior data without proper disclosure or consent to the driver. Allstate and its subsidiaries reportedly harvested this data through software integrated into mobile apps, affecting millions of Americans, not just those who are Texas residents.


=== Automakers who sold data ===
=== Automakers who sold data ===
The automakers that defendants bought data from were Toyota, Lexus, Mazda, Chrysler, Dodge, Fiat, Jeep, Maserati, and Ram.
The automakers that defendants bought data from were Toyota, Lexus, Mazda, Chrysler, Dodge, Fiat, Jeep, Maserati, and Ram.

Revision as of 05:25, 16 January 2025

Introduction

Arity is a subsidiary of Allstate founded in 2016. They claim to

…collect{s} and analyze{s} trillions of miles of driving data to create a greater understanding of how people move. With the world’s largest driving dataset tied to insurance claims collected through mobile devices, in-car devices, and vehicles themselves[1]

screenshot of arity.com as of January 15, 2025
screenshot of arity.com demonstrating their claim of having 40 million active mobile connections

They claim to have 40 million active mobile connections, with data captured every 15 seconds or less.[2] What they don’t say about this is that much of this information was collected without the consent of the driver.

The State of Texas has filed a lawsuit against Allstate Corporation and its subsidiaries, including Arity which was founded by Allstate. [3]

The lawsuit accuses them of violating state laws such as the Texas Data Privacy and Security Act[4], the Data Broker Law[5], and the Texas Insurance Code[6]. The allegations hone in on the secretive collection and monetization of the insured's private driving-behavior data without proper disclosure or consent to the driver. Allstate and its subsidiaries reportedly harvested this data through software integrated into mobile apps, affecting millions of Americans, not just those who are Texas residents.

Automakers who sold data

The automakers that defendants bought data from were Toyota, Lexus, Mazda, Chrysler, Dodge, Fiat, Jeep, Maserati, and Ram.